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Money Mutual

Pros
  • Up to $5,000 in your account in as little as 24 hour
  • Simple, Quick and Secure site
  • Huge Reliable lender network
  • Protected Encryption Technology
Cons
  • Services Limited to US Citizens Only
  • No uniform interest
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Bad Credit Loans

Pros
  • Easy Installment Loans
  • Loan amounts upto $10000
  • Simple process with No Hidden Fees
  • Low interest rates
Cons
  • Reasonable income source must for applying
  • Application Form Requires Lot of data
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Cash USA

Pros
  • Flexible APR
  • No hard pull credit checks
  • 24 hour disbursement
  • Wide pool of lenders
Cons
  • Less user friendly
  • Minimum credit score requirement is slightly higher

Average interest rates by credit score

Consumers with higher credit scores will typically qualify for a lower rate. If you don't need a personal loan urgently, it may pay off to wait a month or two if you believe your credit score will increase. The best way to increase your credit score is by making on-time payments and keeping your balances low.

Rating Credit score Average interest rate
Very poor 300-499 15.30%
Poor 500-600 15.91%
Fair 601-660 15.56%
Good 661-780 10.93%
Excellent 781-850 6.59%
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